Meet the adviser behind open & honest.
Open and Honest Advice is financial advice with transparency, honest strategies and personal relationships at the centre of the conversation.
Advice built around the bigger picture
With over 30 years helping people discover they are not alone in their financial decisions, Open and Honest Advice can help you see the bigger picture in life and tailor financial services specific to you and your family.
We pride ourselves on developing personal relationships with clients. The road is long, and our aim is to make the journey clearer, more transparent and easier to talk about.
Alister has worked in financial services in Australia and around the world. He is passionate about putting clients first, creating happiness and helping people work toward the life they want to live.
Personal relationships
We spend time understanding what is important before shaping proposals.
Transparent guidance
Advice documents, fees and disclosures are explained through the Financial Services Guide and engagement process.
Qualifications and authorisation
Alister's adviser profile in the Financial Services Guide lists the following qualifications and authorisation details.
Diploma of Financial Planning
Advanced Diploma of Financial Planning
Graduate Diploma of Financial Planning
Qualified under section 921B of the Corporations Act 2001, as set by ASIC's qualification standards
What your Financial Services Guide covers
The guide is the full document for adviser, licensee, service scope, advice documents, fees, commissions, complaints and disclosure information.
Download the guideLicensee and representative details
Open and Honest Pty Ltd ATF 4paws Trust T/A Open and Honest Advice is a Corporate Authorised Representative of Cobalt Advisers Pty Ltd. Its adviser-profile ABN is 54 554 400 264 and CAR number is 001280844. Alister Ondarchie is AR number 001003587.
Advice documents and consent
If personal advice is provided, you are entitled to receive a Statement of Advice. Fees are documented in an engagement letter or ongoing service agreement before being charged.
Fees, commissions and complaints
The guide includes fee guidance such as an hourly rate or part thereof of $330, a research and SOA fee up to $2860, and ongoing retainer arrangements based on service package. These fees are a guide only and are documented in an engagement letter or ongoing service agreement before being charged.
Where an insurer pays a commission, this may be up to 66% of the initial premium and up to 33% of the ongoing premium. The guide also explains the complaints pathway through Cobalt Advisers Pty Ltd and AFCA.
Public office and adviser-profile address
The public office is Waterman, Level 3, Eastland Shopping Centre, 175 Maroondah Hwy, Ringwood, VIC, 3134. The adviser-profile/postal address in the guide is 15 Parkview Terrace, Chirnside Park VIC 3116.
Cobalt Advisers Pty Ltd, Open and Honest Pty Ltd ATF 4paws Trust T/A Open and Honest Advice and its advisers are not independent, impartial or unbiased for the reasons stated in the Financial Services Guide.